Do a Roth IRA NOW!

Have you been hearing about Roth IRAs and would like to know a little more? Are you curious about whether you’re investing your money wisely? Maybe you’re just tired of investing with the knowledge that you’ll pay taxes through the nose when you finally retire someday.

Roth IRAs may be your best bet, if you fall under a certain income bracket. These requirements can change year-to-year, and may also be affected by your age group, so check with your financial advisor about the latest laws.

Consider these benefits:

• Roth IRAs have some significant advantages over most other investment and retirement instruments.
• They offer 100% tax-free profits, tax-free withdrawals and reduced estate taxes, just to name a few.

Roth IRA vs. Traditional IRA

Roth IRAs are different from Traditional IRAs in that the contributions you put in the IRA are not tax deductible. But Roth IRAs do not require you to start taking money out at a certain age, and all capital gains are yours to keep.

Because you use after-tax money to make your contributions, you don’t get a tax deduction like you would with a traditional IRA. You can even take a portion of your money out early without any penalty or tax ramifications.

Let’s look at some of the advantages a Roth has to offer; you might just run out and open one today!

1. True tax-free wealth accumulation. All the money you make in your Roth IRA is yours to keep…